Spentra Payroll Card is your gateway to financial flexibility

Financial management at your fingertips.

Woman holding Spentra card while checkin her smartphone

A new era of financial freedom

Easy to manage

Streamlined financial management with our user-friendly mobile app

Secure

Secure, transparent, and inclusive banking
solution for every employee

Accessible

Direct and immediate wage access 
for enhanced financial freedom

Easy to manage

Streamlined financial management with our user-friendly mobile app

Secure

Secure, transparent, and inclusive banking
solution for every employee

Accessible

Direct and immediate wage access 
for enhanced financial freedom

A new era of financial freedom

Easy to manage

Streamlined financial management with our user-friendly mobile app

Secure

Secure, transparent, and inclusive banking
solution for every employee

Accessible

Direct and immediate wage access 
for enhanced financial freedom

Friends looking at phone screenFriends looking at phone screen

Peace of mind

Enjoy the peace of mind with wages sent directly to the card, giving you immediate access to your earnings and freeing you from the need for traditional banking.

Manage money on the move

The Spentra mobile app makes managing your finances a breeze. Track your spending, view real-time balances, and customize your settings — all from your phone.

Man using Spentra's appMan using Spentra's app
Woman using laptop while holding Spentra's cardWoman using laptop while holding Spentra's card

Safeguarding and Compliance

Enjoy peace of mind with PIN protection, fraud monitoring, and full compliance with banking regulations. Deposits are insured up to $250,000 through Patriot Bank, N.A. Member FDIC.

Unmatched Service Experience

Let's chat

Experience Spentra's exceptional service. We prioritize your satisfaction, providing quick and comprehensive support for easy financial management.

Contact Us
Jessica M.
Cleaner

Spentra is fantastic! It's so helpful to have access to my wages whenever I need them. This flexibility has made a huge difference in managing my monthly expenses and savings.

John D.
HR Manager

The instant access to wages for our employees has significantly reduced financial stress, leading to a happier and more productive workforce.

Moving to Spentra is easy and comprehensive

Spentra's system integrates with HR and payroll software, ensuring a smooth transition.

Spentra app in iPhone and Tablet, Spentra card on top of bothSpentra app in iPhone and Tablet, Spentra card on top of both