A Truly Unique Solution
Without All The Traps

A Payroll Card

That Works For All

  • No fee to employers or employees for card
  • Employee opt-in. Completely automated. No overhead required
  • No monthly maintenance fees. No minimum balance fees
  • Your deposits are FDIC insured up to $250,000 through Central Bank Of Kansas City, Member FDIC
  • Money Earned®, our patented benefit, allows employees to access up to 50% of their net wages at time of request
Spentra Pay Advance
Pay Advance - Mobile Banking

Mobile Banking

Access To Your Money

  • View your current balance
  • View your card activity
  • Block/Unblock your card
  • Reset PIN
  • Enroll and manage text alerts*
  • ATM Finder for surcharge-free withdrawals at Money Pass® ATMs
  • Money Earned®, our patented benefit, allows employees to access up to 50% of their net wages at time of request
  • Friendly support directly from the Spentra app

*Standard message and data rates from your wireless service provider may apply.

No Hidden Fees

We Really Mean It

  • No fee to employers or employees for card
  • Over 38,000 surcharge-free MoneyPass ATMs
  • No monthly maintenance fees
  • No minimum balance requirements or fees
  • No ACH deposit fees
  • No POS PIN based transaction fees
  • No POS Signature based transaction fees

See complete Fee Schedule

Pay Advance - No Hidden Fees

A Payroll Debit Card

Money Earned® has proven to help reduce employee turnover.

Attention All WFR Reseller’s!

Make Sure to Come Visit Us at Booth 121 at the Kronos PCW Show in Orlando, Florida!

4th - 6th
December