A Truly Unique Solution
Without All The Traps
A Payroll Card
That Works For All
- No fee to employers or employees for card
- Employee opt-in. Completely automated. No overhead required
- No monthly maintenance fees. No minimum balance fees
- Your deposits are FDIC insured up to $250,000 through Central Bank Of Kansas City, Member FDIC
- Money Earned®, our patented benefit, allows employees to access up to 50% of their net wages at time of request
Mobile Banking
Access To Your Money
- View your current balance
- View your card activity
- Block/Unblock your card
- Reset PIN
- Enroll and manage text alerts*
- ATM Finder for surcharge-free withdrawals at Money Pass® ATMs
- Money Earned®, our patented benefit, allows employees to access up to 50% of their net wages at time of request
- Friendly support directly from the Spentra app
*Standard message and data rates from your wireless service provider may apply.
No Hidden Fees
We Really Mean It
- No fee to employers or employees for card
- Over 38,000 surcharge-free MoneyPass ATMs
- No monthly maintenance fees
- No minimum balance requirements or fees
- No ACH deposit fees
- No POS PIN based transaction fees
- No POS Signature based transaction fees
A Payroll Debit Card
Money Earned® has proven to help reduce employee turnover.